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Representative Example for Hire Purchase (HP): Cash price £23,495.00, Annual Interest Rate (fixed) 5.51% p.a., with a representative 9.9% APR, total amount of credit £21,146.00, deposit of £2,349.00, an initial payment of £273.31, followed by 118 monthly payments of £273.31 with a final payment of £283.31, total amount payable is £35,156.20
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