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Representative Example for Hire Purchase (HP): Cash price £21,995.00, Annual Interest Rate (fixed) 5.51% p.a., with a representative 9.9% APR, total amount of credit £19,796.00, deposit of £2,199.00, an initial payment of £255.86, followed by 118 monthly payments of £255.86 with a final payment of £265.86, total amount payable is £32,912.20
